Data ‘fog’ drops odds of lower mortgage rates despite Fed cut
The central bank’s short-term interest rate cut on Oct. 29 was already priced in, economists say, which means mortgage rates may not drop much more.
October 29, 2025
Dave Gallagher
Director, News Reporting
Dave's journalism career spans 24 years covering business, the economy and real estate in Northwest Washington. He's also a numbers nerd, examining data to spot emerging trends in industries. Having started his career as a sports writer, he's a lifelong baseball and soccer fan and recently discovered pickleball. He grew up in Yosemite National Park and earned his journalism degree at Humboldt State University in northern California.
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- NAR off the hook in Pennsylvania membership lawsuitThe year-old case challenging the association’s membership rules was appealed after a July dismissal; the higher court has now dismissed the suit as well.October 28, 2025
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- The shutdown’s main impact on housing so far? Buyer confidenceMortgage rates have dropped to 12-month lows, but pending sales have also fallen — an indication that buyers are cautious as the government remains shuttered.October 24, 2025
- CoStar, CRMLS resolve licensing fee disputeREcore, a CRMLS data provider, dismissed the lawsuit it filed earlier this week over unpaid fees. The company had threatened to cut listing feeds to Homes.com.October 23, 2025
- Mortgage rates plunge to lowest level in over a yearThe 30-year fixed-rate mortgage has steadily inched closer to 6% over the past few months — but economists are warning buyers that rates may not drop much more.October 23, 2025
- CRMLS venture sues CoStar, Homes.com over unpaid feesREcore, a data company built by California Regional MLS, says it will cut Homes.com's access to CRMLS listing feeds on Nov. 1 due to breach of contract.October 21, 2025
- Zillow pulls Matterport tours from listings, blames CoStarThe portal said CoStar, which acquired the 3D tech in April, did not renew Zillow’s Matterport agreement — but CoStar says that’s not the case.October 20, 2025
- Homeownership hasn’t been affordable in over 4 yearsHigher home prices, insurance costs and tax bills are countering the past few months of falling mortgage rates, which remain at relatively high levels.October 20, 2025
- We’ve seen this market cycle before — sort ofIn the 1980s, mortgage rates and home prices soared after a housing boom, then sales dried up — much like today’s market. Will our recovery look similar too?October 17, 2025
- Improving market conditions aren’t impressing would-be buyersMortgage rates ticked down this week and more homes are hitting the market, but demand has weakened.October 16, 2025
- Fed warms to rate cuts, but labor risks could hurt home salesCutting short-term rates two more times in 2025 could push down mortgage rates, but Fed Chair Jerome Powell said tackling high home prices is “not what we do.”October 14, 2025
- NAR CEO: Annual report to provide ‘unprecedented’ transparencyNykia Wright pulls back the curtain on strategy, the role of Realtor feedback and the association’s plans to overhaul systems and stay accountable to members.October 10, 2025
- New listings up, but pending sales slip in subdued marketMortgage rates are holding relatively steady around the lowest levels of the year, but buyers still aren’t committing as other economic concerns persist.October 9, 2025
- Consumers are fed up with today’s housing marketPurchase cancellations and listing withdrawals are up as frustration runs high among homebuyers and sellers, according to a trio of new reports.October 8, 2025
- The condo market offers opportunities for cash-strapped buyersCondo prices are still high, but they’re down in some large markets and more affordable than other property types. Plus, buyers have significant leverage.October 6, 2025
- A lack of economic data could leave the Fed, investors guessingThe government shutdown has delayed a key jobs report; if it drags on, there’s a risk that “the Fed gets it wrong” later this month when considering rate cuts.October 3, 2025
- Buyers have more leverage this fall — but less enthusiasmHope is dimming for renewed housing market activity amid a slowdown in mortgage applications, a drop in pending sales and persistent economic uncertainty.October 2, 2025
