Rising insurance costs are chipping away at home values
High premiums are dragging down home values by $40K+ in areas at greater risk of extreme weather events, a National Bureau of Economic Research study found.
November 25, 2025
Dave Gallagher
Director, News Reporting
Dave's journalism career spans 24 years covering business, the economy and real estate in Northwest Washington. He's also a numbers nerd, examining data to spot emerging trends in industries. Having started his career as a sports writer, he's a lifelong baseball and soccer fan and recently discovered pickleball. He grew up in Yosemite National Park and earned his journalism degree at Humboldt State University in northern California.
Page 5 of 56
- RealPage, DOJ reach settlement in antitrust lawsuitThough RealPage must meet a handful of requirements under the proposed settlement, the tech company won’t face any financial penalties.November 24, 2025
- NAR’s vow to brokerages: ‘New level of accountability’ comingAfter a year of absorbing feedback from the industry’s largest brokerages, NAR leaders say the trade organization is ready to “move forward collectively.”November 22, 2025
- Home sales projections fall in revised 2026 forecastFannie Mae’s Economic and Strategic Research Group now expects home sales to rise 7.3% in 2026 — a downward revision from earlier forecasts published this fall.November 21, 2025
- Will NAR’s MLS policy changes impact mandatory membership cases?An attorney in Michigan’s Hardy case argued that NAR “is essentially admitting” that its previous MLS policy violated antitrust law.November 21, 2025
- Strong jobs report casts doubt on third rate cut in 2025A long-awaited jobs report beat expectations, but unemployment also ticked up. Meanwhile, existing home sales have increased as mortgage rates stabilized.November 20, 2025
- One benefit of the slower housing market? Less buyer regretHome maintenance, the costs of necessary household items and the impact of a home purchase on savings topped the list among recent buyers who did have regrets.November 20, 2025
- Most buyer-friendly market in a decade isn’t moving the needleSellers outnumber buyers by 36.8%, according to a new Redfin report, but affordability challenges remain. However, economists say the market may shift in 2026.November 19, 2025
- Risk mitigation, local control drive MLS Handbook revisionsNAR’s manual for MLSs received a thorough scrubbing, with several policies repealed to reduce liability and “promote the MLS’s independent decision-making.”November 17, 2025
- NAR in 2026: A new plan, new leaders, fewer membersOn his last day as NAR president, Kevin Sears was lauded for “doing the things no one else would have wanted to do” and readying the association for the future.Updated November 24, 2025
- NAR adopts strategic plan with sharp budgeting, compliance focusThe 3-year initiative is built on a 1.2 million member baseline and 75 projects including stepped-up work on antitrust issues in race “to prove our worth.”November 16, 2025
- 2026 could finally be the year home sales reboundNAR Chief Economist Lawrence Yun is predicting a 14% rise after three years of sluggish sales — but that largely depends on what happens with mortgage rates.November 15, 2025
- Will home sales see a post-shutdown bump?Transactions should pick up as delayed closings are completed, but economic uncertainty may keep demand subdued. Still, purchase applications jumped last week.November 14, 2025
- NAR unveils 3-year plan aimed at proving its value to membersAt NAR NXT, leaders say the association offers “significant ROI” to members. They intend to demonstrate that value by tackling 75 projects in the coming years.November 13, 2025
- The future of Redfin Next as agent income jumpsA year after expanding its commission split program nationally, Redfin says agent income has increased 14% on average — and top performers are making even more.November 12, 2025
- Does a 50-year mortgage really help homebuyers?While monthly payments would be lower, borrowers would pay significantly more over the life of the loan — and take on more risk.November 10, 2025
- Shutdown chipping away at confidence in housing marketDisruptions to federal loan and flood insurance programs are impacting transactions, agents report, while consumers say they are holding off on major purchases.November 7, 2025
- eXp adds agents, embraces role as established leaderThe brokerage highlighted increases in revenue and transactions and said it's moving out of disrupter mode — but still leveraging AI to increase efficiency.November 6, 2025
- Buyers are ghosting the housing market — here’s whyCheaper loans aren’t enough to get consumers excited about a market shaken by layoffs, missing data and mixed signals.November 6, 2025
- Overpaying investors nudging out buyers in tight marketsInvestors accounted for 10.8% of all buyers in Q2 — and some are driving prices up by paying far above the median purchase price, a Realtor.com report found.November 6, 2025
