A typical down payment costs $30k — which takes 7 years to save
That’s an improvement from 2022, when the timeline was twice as long, but it still puts homeownership out of reach for many consumers as savings rates decline.
December 29, 2025
Sydney Jackson is an award-winning journalist based in Seattle. Previously a health care reporter for one of the largest daily papers in Washington state, she now covers real estate, politics, arts and culture and more as a freelancer. Her work has received awards from the Pacific Northwest Association of Journalism Educators and the Society of Professional Journalists.